Houston runs on its highways, and Texas consistently ranks among the states with the highest share of uninsured drivers. That means a meaningful number of the vehicles around you on any given commute carry no liability coverage at all. The usual assumption after a crash is that the at-fault driver's insurance pays. So what happens when that driver has no policy — or leaves the scene entirely? This guide covers how Uninsured and Underinsured Motorist coverage works in Texas, t

If you have been injured in an accident in Houston or anywhere else in Texas, a clock is already running. In the law, time is not just a resource — it is a hard boundary that decides whether your claim gets heard at all. That boundary is the statute of limitations.statute of limitations. The general rule in Texas is short and unforgiving: you generally have two years from the day the cause of action accrues to file suit for personal injury. In an ordinary wreck, accrual and t

The moment following a car accident in Houston is often defined by a haze of adrenaline and confusion. However, the true conflict frequently begins days later when you receive a call from an insurance adjuster. When that adjuster informs you — casually or firmly — that their investigation has determined you are at fault for the collision, the stakes of your recovery change instantly. In the legal landscape of Texas, an allegation of fault is not a mere difference of opinion;